You could move into your new Tolent Home with as little as a 5% deposit.

The help to buy equity loan is a scheme backed by the government to help buyers secure a mortgage on new build properties up to £600,000.

It is available to both first time buyers and existing homeowners.

You will need a minimum of 5% to purchase your new home.

The government will then lend you up to 20% of the value of the new home through an equity loan, so you will only need to secure a 75% mortgage from your bank or building society. The equity loan is interest free for 5 years and you can pay it back at any time or on the sale of your property.

With the help to buy scheme you will own 100% of your home

How does it work?

If the home in the example above sells for £200,000, you’d get £160,000 (80%, from your mortgage and the cash deposit) and you’d pay back £40,000 on the loan (20%). You’d need to pay off your mortgage with your share of the money.

For more information (including advice on paying back your loan) please download the Help To Buy Buyers Guide.

Alternatively, for more information please call our sales executive on 01740 731010.

The Government’s Help to Buy scheme aims to help buyers who have a deposit of at least 5% to buy a new home up to the value of £600,000. The government will lend you up to 20% of the value of your new home via an equity loan, so you will only need to secure a 75% mortgage. The equity loan is interest free for five years and you can pay it back at any time or on the sale of your home. This initiative is available to help all homebuyers, not just first time buyers, to own their own new build home in England.

As a developer we are responsible throughout the planning process to offer different affordable housing products to the market place.

Discounted market sales homes will be available on our developments and are typically discounted by 20% to aid affordability for home buyers. 

How this works:

• For example, a house costing £100,000 will be offered for sale at a 20% discounted price of £80,000.
• In this example you are purchasing the whole property and is different from other shared ownership products on the market.
• This is a government led initiative to make homes affordable in certain areas of the country.
• Properties sold as discounted market sales homes should remain as such in perpetuity, and when you wish to move home it must be sold at 80% of the open market value at that time.
• For more information please contact your new home sales executives for more information and qualification criteria.

At Tolent Homes we recognise that buying your new home is one of the most important decisions you will ever make.

Our dedicated sales and customer support team are here to assist you during every key stage of the home buying experience.

We will support you in buying your new home, in selecting your options, during the exciting period of your move in and with the provision of advice and support, as you start to enjoy your new life in your Tolent Home.

We feel it is important that we make your home buying experience as enjoyable as possible.

As a developer with strong company values, our service promise is simple.

We feel it is crucial that we deliver our customer service to you in a manner that we would wish to receive it as a customer.

So, our service will always be personal, responsive and honest.

The path to your new Tolent home.

At Tolent Homes we would like to help make the pathway to your new home as stress free as possible.

We can help sell your home as quickly and efficiently by managing the whole selling process for you and we will also cover the estate agent costs for you.

Using the Property Assistance - Tolent Homes model, whether you are upsizing or downsizing if you have a house to sell we will work with a range of sales agents to help sell your property.

It’s simple:

• We work with a local estate agent to get the best possible price for your home

• You agree a sales price for your existing home

• Once we receive the valuation report you can then reserve your Tolent home for eight weeks

• We pay your estate agent fees

• Help to buy is also available with the PATH Scheme

This product is only available on selected plots, so please speak to your sales executive, who will be able to advise if we can offer this product to meet your own personal circumstances.